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First State Bank of Healy
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Savings Accounts
Regular Savings
The minimum balance to open this account is $100.00
There is no minimum balance fee if your account does not fall below $100.00. Otherwise a minimum balance fee of $1.00 per month will apply.
Interest is compounded semi-annually.
You will receive quarterly statements.
Youth Savings (Age 17 or Younger)
The minimum balance to open this account is $50.00.
Interest is compounded semi-annually.
You will receive quarterly statements.
Money Market Savings
The minimum balance to open this account is $2,500.00.
This is a tiered account and the interest rate will depend on your balance.
There is no minimum balance fee if your average daily balance does not fall below $2,500.00. Otherwise a minimum balance fee of $10.00 per month will apply.
Interest is compounded monthly.
You will receive monthly statements.
Certificates of Deposit (CDs)
The minimum balance to open this account is $1,000.00.
We offer a variety of maturities including 182 days and 12, 24, 36, 48 & 60 months.
There may be a penalty for early withdrawal.
Our rates are competitive.
Individual Retirement Accounts (IRAs)
We offer both Roth and Traditional IRAs which are insured by the FDIC (Federal Deposit Insurance Corporation) separately from other deposits.
We offer a variety of maturities including 182 days and 12, 24, 36, 48 & 60 months.
Our rates are competitive.