First State Bank of Healy

Savings Accounts

Regular Savings

  • The minimum balance to open this account is $100.00
  • There is no minimum balance fee if your account does not fall below $100.00. Otherwise a minimum balance fee of $1.00 per month will apply.
  • Interest is compounded semi-annually.
  • You will receive quarterly statements.

Youth Savings (Age 17 or Younger)

  • The minimum balance to open this account is $50.00.
  • Interest is compounded semi-annually.
  • You will receive quarterly statements.

Money Market Savings

  • The minimum balance to open this account is $2,500.00.
  • This is a tiered account and the interest rate will depend on your balance.
  • There is no minimum balance fee if your average daily balance does not fall below $2,500.00. Otherwise a minimum balance fee of $10.00 per month will apply.
  • Interest is compounded monthly.
  • You will receive monthly statements.

Certificates of Deposit (CDs)

  • The minimum balance to open this account is $1,000.00.
  • We offer a variety of maturities including 182 days and 12, 24, 36, 48 & 60 months.
  • There may be a penalty for early withdrawal.
  • Our rates are competitive.

Individual Retirement Accounts (IRAs)

  • We offer both Roth and Traditional IRAs which are insured by the FDIC (Federal Deposit Insurance Corporation) separately from other deposits.
  • We offer a variety of maturities including 182 days and 12, 24, 36, 48 & 60 months.
  • Our rates are competitive.